14K AA Diamond Cross Charm Pendant (0.051 CTW, I-J color, I2 Clarity) 
14K and Garnet Cluster Cross Pendant & Chain 5.7 g.
14k And Sterling 925 Green Amethyst Cushion Cut New Ring
14K Attractive White gold Real Solid 1.5mm Hoop Earrings Endless 1.1grams 30mm
14K Beaded Hoop Earrings New Yellow gold

14k Brushed White gold Men's Diamond Bracelet 1.40 TCW gold Mens Bracelet
Speak with one of our Certified Credit Counselors at 14k 7.5mm Concave Open Figaro Chain LFG200
14K Celtic And Iona Cross Charm Pendant
14K Cuddle Boy Charm Pendant
BBB A+ Business InCharge is a 501(c)3 Non- Profit Organization with an A+ Better Business Bureau Rating
14k de gold yellow 15 anos pendiente..quinceanera pendiente
14K Diamond & Ruby Ring 5.3g
You are not alone.
We’ve helped more than
3 million people deal with debt
  • Lower your interest rates
  • Reduce monthly payments
  • Eliminate fees and over-limit charges
  • Credit scores are not a factor
  • Stop harassing calls from debt collectors
  • Consolidate credit bills into one monthly payment
  • Build a realistic budget and financial plan you can follow
14k Diamond -cut Dove Cross Pendant, Best Quality Free Gift Box Satisfaction Gua
14K Diamond Heart Ring (PC0000097)
14k Diamond Tennis bracelet 2.17 carat Micro Pave Top Quality
14k Diamond-cut Hinged Hoop Earrings Y7926
“Best financial decision we’ve ever made.” – Ashley
14K Double Side Stamp Religious Charm Pendant 3.8Grams Tri color gold Solid Real
Why Choose InCharge?
Our nonprofit status allows us to focus on the client, not the bottom line. Our mission is to help consumers achieve financial balance and move closer to their dreams. Your success is our No. 1 priority.

See how we can help

14k Emerald Ring -- 2.44 carats


14k Fancy Toe Ring D1970
14k Genuine Iolite Fancy Filigree Ring


14K gold Pearl Bracelet - 7 Long with 14 Pearls - 6mm

InCharge has  provided  more than 1,000 free financial literacy community workshops.

14k gold & Pearl 5-strand Flowing Dangling Earring Set , 5 grams
View your plan in 3 easy steps
1. Create an account. We need the basics: name, address, etc. 2. Review your credit report. We go over details of the credit report with you to better understand your situation. 3. Recommend solutions. Our credit counselors offer you a choice of solutions to eliminate your debt in 3-5 years.

14k 7mmx5mm Oval Genuine Mozambique Garnet Post Earrings (1.90 carat tw)

14K gold .80 ctw blueE SPINEL STUD EARRINGS

Credit Counseling is a free service offered by InCharge Debt Solutions. During the counseling session, you’ll provide information about your personal finances, including income and expenses. We’ll pull your credit report to see how much debt you have (this gives us accurate, up-to-date balances and is a “soft pull” which will not affect your credit score). We’ll diagnose your situation and provide you with a range of debt relief options. One debt relief solution may be a debt management plan; another may be bankruptcy. Call (800) 565-8953 to speak with a certified credit counselor or Start online credit counseling.

14K gold 0.07 Ct. Genuine Diamond V Shape Fine Ring Jewelry Size - 3,4,5,6,7,8,9
14K gold 0.78ct Diamond Butterfly Ring

Are you looking to consolidate your credit card debt payments without taking out a new loan? Our debt management program is not a new loan, but it can help you get out of debt. And did you know that you can qualify for our debt management program with bad credit? We work with your creditors to get you debt relief now, in the form of lower interest rates, waived credit card fees and lower credit card monthly payments. With more of your monthly payment going toward debt balance, you can dramatically lessen the time it takes to become debt free. Find out if you qualify for our debt management program.

Debt Consolidation Programs

One of the most popular features of our debt management plan is debt consolidation. Paying multiple creditors – each with different due dates – can be time consuming and stress inducing. With the InCharge debt consolidation alternative, you make only one consolidated debt payment to InCharge and we handle the payments to each creditor; this delivers the convenience of debt consolidation without the risk of taking out a new loan. Our free credit consolidation helps you pay back your credit card debt faster than making minimum payments on your own.

14k gold 1.50ct Emerald 1.35ct Diamond Ring

Debt Relief Solutions

InCharge Debt Solutions, a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt.  If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation. You could be just minutes away from debt relief.

Before filing bankruptcy, you must complete a pre-filing credit counseling session; also you must complete a Debtor Education course before your bankruptcy case is discharged (both are mandated by U.S. bankruptcy code) . InCharge offers both pre-file credit counseling and pre-discharge debtor education. Visit www.personalfinanceeducation.com.

14K gold 100% Christian Saying Pendant (Yellow, White or pink) - AZ10467-14K
14k gold 16 X 16mm Pearl 0.80ct Diamond Ring

Student Loan Counseling

InCharge helps people struggling with student loan debt to best understand the debt relief options available. A financial counselor will help you understand the differences between student loan consolidation programs, identify forgiveness and income-based payment options, and review strategies to minimize the amount of interest paid.

14K gold 2 MM Diamond and Sapphire September Birthstone Ring, Size 7 MSRP 447
14k gold 23ct Sapphire 1.60ct Diamond Bracelet

Are you facing foreclosure? Have you had a financial hardship that makes it difficult for you to pay your mortgage? InCharge is a HUD-certified counseling agency, and we can help you resolve your housing problems. We provide an impartial analysis of your housing situation. Our counselors can help you enroll in federal, state and local foreclosure prevention programs. InCharge Housing Counseling also offers 14K 8mm Freshwater Pearl Earrings NEW, online, over the phone and in person in our Orlando office.

Financial Literacy Education

In addition the many debt solution services offered by InCharge, we maintain a large library of financial literacy education materials. These workbooks, presentations, articles and calculators are free to use at home or by teachers in the classroom.

14K gold 3 4 CARAT 50 Diamond Tennis Bracelet 17 Grams 7 Long
14K gold 3D Hair Straightener Pendant (Yellow, White or pink) - AZ6377-14K
14K gold 3D Utensil Set Pendant (Yellow, White or pink) - AZ6918-14K


14K gold 7 1 2 Link Bracelet - 11mm
14K gold A+ Pendant (Yellow, White or pink) - AZ6462-14K
14K gold AMORE Bracelet Large Links 26.8g Excellent
14K gold Angel Pendant (Yellow, White or pink) - AZ11444-14K
14K gold Bahamas Cruise Ship Pendant (Yellow, White or pink) - AZ1314-14K
14K gold Boy Pendant (Yellow, White or pink) - AZ5897-14K
14K gold Budded Glory Cross Pendant (Yellow, White or pink) - AZ8180-14K